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Articles written by Elisabeth Lentulo


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  • Can I use my 401K to buy a house?

    Elisabeth Lentulo|Updated Jan 10, 2024

    FALLBROOK – Achieving homeownership is an aspiration for many Americans, yet it can pose considerable challenges. If you find yourself lacking funds for a down payment, one alternative is to utilize your 401(k) for the purchase of a house. Yes, in certain situations, you can use your 401(k) to buy a house. The Internal Revenue Service (IRS) allows for penalty-free withdrawals from your 401(k) for a first-time home purchase. Here are some key points to consider: First-time h...

  • Household items you should always buy used

    Elisabeth Lentulo|Updated Jul 21, 2021

    ESCONDIDO – Flea markets, garage sales, and thrift shops are always great places to find something unique and useful for your home for a fraction of a price. However, there are some things that are a no-no to buy used, but certainly, there are some that are still worth giving a second life. Here are some household items that are totally okay to buy used. Non-upholstered furniture Barely used tables, wood chairs, and baby furniture are perfectly safe to buy second hand. I...

  • Hartig Lentulo earns NAR's military relocation professional certification

    Elisabeth Lentulo|Updated Apr 13, 2020

    FALLBROOK – Elisabeth Hartig Lentulo, broker associate with Broadpoint Properties, BRE# 01904564, has been awarded the nationally recognized military relocation professional certification. The National Association of Realtors awards the MRP certification to Realtors who help military personnel, veterans and their families find housing that lets them make the best use of their benefits and serves the unique needs of military life. When military staff and their families r...

  • Taking your home value beyond Zillow

    Elisabeth Lentulo, Special to Village News|Updated Mar 27, 2020

    Neighbors, friends, colleagues, and acquaintances often approach me after they have checked their home’s property value on Zillow or other similar websites. They wonder just how accurate those value estimates really are. Sometimes they seem optimistically high and sometimes too low. Real estate professionals and appraisers follow a common procedure to arrive at your home’s market value. First, a property’s public records must be accessed to ensure that there are no varia...

  • Five reasons spring is a great time to buy a home

    Elisabeth Lentulo|Updated Mar 3, 2020

    FALLBROOK – Thinking of finally getting your own home this spring? This season is the busiest time in real estate, and here are reasons why it is a good time to buy and hopefully help homebuyers "spring ahead" to a decision. Extra cash from your tax refund. For those who finish their taxes and end up getting a fine amount of refund, this additional money can be used as a down payment. School is out in summer. There is a strong chance the family will be moving in summer if a n...

  • Thinking of selling a house in 2020?

    Elisabeth Lentulo|Updated Jan 31, 2020

    FALLBROOK – Here are 10 proven ways to get top dollar fast when selling a home. Find the right real estate agent. Finding the right real estate agent to partner with is the first step, and one that should not be taken lightly. A good real estate agent will add more value to the selling process than a homeowner would be able to get on their own. Price it right. Setting an unrealistically high price doesn't work in real estate as the home will stay on the market longer. And even...

  • 5 tips for designing a home for persons with disabilities

    Elisabeth Lentulo|Updated Jan 15, 2020

    FALLBROOK – Designing a home takes on a new meaning when someone in the family has special needs. Function has to be an important consideration to make it easy for every family member. So, we must ensure that the house provides the support they need to lead a safe, fuss-free and happy life. Here are things to keep in mind when designing a home for our loved ones with physical disabilities: Doorways One should easily enter, exit, and move around rooms in the house especially f...

  • Try these 5 expert-approved tips for holiday decorating

    Elisabeth Lentulo|Updated Dec 12, 2019

    FALLBROOK – It’s getting colder outside – the holidays are coming, and it’s the time of year to transform the home into a festive wonderland. Decorating for this particular season brings such pleasure; although sometimes, it can be overwhelming too. But there are ways to make it feel less like work. We asked some experts on tips to make decorating for the holidays merry. Use what you have. Before rushing to the nearest store and spending any additional money on holiday...

  • Things to watch out for during home inspection

    Elisabeth Lentulo|Updated Nov 15, 2019

    FALLBROOK – Home inspections can be as scary as Halloween. There's nothing more frightening than a home inspector coming into a home and pointing out everything that's wrong with it. That's why it's a good idea to have a general understanding of what to look out for. Water damage Untreated water damage can spread over time and do serious damage to a property. The damage could be from leaking defects from outdated systems or just something that has been unaddressed for way t...

  • Select a local Realtor

    Elisabeth Lentulo|Updated Oct 18, 2019

    Special to Valley News Who would know the area where a homeowner is looking to buy or sell a property better than a local real estate agent, right? Buying or selling a home is a lot of work in itself so one of the most crucial things to consider first is selecting the right Realtor to help them through the process. Here are five benefits to having a local real estate agent. First, they are easier to meet up with. It’s a no-brainer; it’s way easier to schedule appointments with...

  • Lentulo earns NAR designation in Seniors Real Estate

    Elisabeth Lentulo|Updated Oct 2, 2019

    FALLBROOK – Elisabeth Hartig Lentulo with Broadpoint Properties has earned the nationally recognized Seniors Real Estate Specialist designation from the Seniors Real Estate Specialist Council of the National Association of Realtors. Lentulo joins more than 15,000 real estate professionals in North America who have earned the SRES designation. All were required to successfully complete a comprehensive course in understanding the needs, considerations, and goals of real e...

  • Prepare to buy a house

    Elisabeth Lentulo|Updated Sep 13, 2019

    ESCONDIDO – So it's time to buy that first home, or a homeowner is ready to move into a new place. But, there's more to a home purchase than picking a favorite listing and just moving in. Here are the six things that buyers need to do to prepare to buy a home. First, talk to a lender. There are all sorts of loan programs and all sorts of different mortgage lenders out there. And homebuyers need to really find out what they can qualify for, what kind of programs are a...

  • Talk to a mortgage lender

    Elisabeth Lentulo, Special to Village News|Updated Apr 12, 2019

    I had a former co-worker call me the other day. She isn’t local, and she isn’t a San Diego homebuyer. Nevertheless, she wanted to touch base because she was ready to put an offer on a home in another part of the state. This former co-worker had done all of her research and wanted to write an offer on a property immediately. However, she hadn’t been pre-qualified by a lender. Actually, she had been pre-qualified a few years back, but she hadn’t been pre-qualified lately....

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