Village News - Also serving the communities of De Luz, Rainbow, Camp Pendleton, Pala and Pauma

How to be smart about credit

 

Last updated 11/11/2022 at 12:26am



Rebecca Gramuglia

Special to the Village News

Rising interest rates can be daunting, especially when it comes to maintaining your credit score. National Get Smart About Credit Day was Oct. 20, so it’s time to build – and maintain – responsible credit habits.

Here are three credit-savvy tips.

1. Pay on time. Payment history is the largest factor in your credit score, making up 35% of the total – according to FICO. Missed payments can last up to seven years on your credit report, so you’ll want to make sure you’re paying your bills on time, even if it’s only the minimum. By...



For access to this article please sign in or subscribe.

 

Reader Comments(0)

 
 

Our Family of Publications Includes:

Powered by ROAR Online Publication Software from Lions Light Corporation
© Copyright 2021

Rendered 11/30/2022 12:06