Financial checklist for home buyers

FALLBROOK – Planning to buy a home in San Diego? Let’s ensure you’re financially prepared with this Financial Checklist for Home Buyers.

Financial checklist for home buyers

• Do a financial checkup. Know your credit score, debt-to-income ratio, and savings. This will give you a clear picture of your financial readiness and help you set a realistic budget for your home purchase. It’s best to reach out to a mortgage officer or financial adviser.

• Get pre-approved. Submit financial documents to a lender, who will assess your creditworthiness and determine how much they are willing to lend you fo...